The exchange network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily identify their participation in the network by checking for the Exchange logo on their debit cards or confirming their bank or credit union's membership.

In addition to domestic services, the Exchange Network allows users to access cash while traveling in the United States through the Allpoint Network and Accel Debit Payments Network. The network also offers features such as surcharge-free transactions, withdrawals, deposits, and PIN changes for a seamless banking experience.

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