Become Debt Free. In a free one hour consultation with our government licensed insolvency trustee professionals we will determine whether a consumer proposal or bankruptcy is the right solution. Our goal is to put your current money problems behind you and to put your finances back onto a solid foundation for the future. How do we do this? A. Farber's three step process to rebuilding your financial future offers individuals who are struggling to manage their debt load a clear path to restoring their financial affairs. It starts with a review of your personal financial situation from which we determine the debt management solution that is best for you. Once the paperwork is complete you will get the debt relief and protection from your creditors that you're looking for. The final part is to help you with rebuilding your credit, which covers credit counselling sessions and credit repair. This provides a solid foundation for your future financial life.