First Central Credit Union has been serving the Waco area since 1937, striving to provide the best financial services for its members. In the beginning, First Central was formed by 14 Southwestern Bell Telephone employees in 1937 and was named Waco Telco Credit Union. In 1977, Texas Power and Light employees joined with Waco Telco. A few years later, in 1980, Brazos Electric Co-op Credit Union merged with the group as well. Membership has grown to include employees from Dealers Electric, Smith Furniture, Davis Iron Works, and many other local companies. With its community charter, First Central offers memberships to anyone who either lives or works in McLennan County. In 2004, our field of membership
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