Lumbee Guaranty Bank is a financial institution that provides a variety of personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, certificates of deposit, investment services, fixed- and variable-rate mortgages, automobile loans, home equity loans, lines of credit, debit cards and safe deposit boxes. Its commercial banking products and services include checking and savings accounts, investment services, credit lines, working capital loans, agricultural loans and loans for capital acquisitions and improvements. Lumbee Guaranty Bank operates branch offices in Fairmont, St. Pauls, Hope Milles, Rowland, Red Springs and Maxton, N.C. The company s main office is located in Pembroke, N.C.