Pinnacle Federal Credit Union, also known as Pinnacle FCU, is a full-service, nonprofit financial institution that serves employer groups throughout the Tri-State Region. It offers payroll deduction and direct deposit services. The organization provides savings, checking and individual retirement accounts. It offers online withdrawal, transfer and balance inquiries. Pinnacle Federal Credit Union provides home equity, auto and personal loans. The organization offers online personal finance calculators. It provides a range of Visa, ATM and credit cards. The organization offers a student solution package that includes a variety of financial products and services that serves the needs of college students. In addition, it issues the certificates of deposit. Pinnacle Federal Credit Union maintains one of its locations in Edison, N.J.