Exchange Bank is a community institution that manages more than 15 branches in Sonoma County in California. The bank buys and sells foreign currency from over 80 countries. It offers checking, zero balance and savings accounts, as well as credit cards. The bank provides home equity, unsecured personal and automobile loans. Exchange Bank also offers online financial calculators. The bank provides courier, digital deposit and wire transfer services. Its Internet banking service includes information about accounts and point-of-sale transactions. The bank offers investment management and financial planning services. It provides mutual funds, business retirement plans, individual stocks, bonds and annuities.