Ameris Bank offers a range of financial products and services for businesses and individual customers. The bank operates branches in Georgia, Alabama, northern Florida and South Carolina. It provides a variety of checking, savings, money market and individual retirement accounts, as well as certificates of deposit. Ameris Bank also offers home equity lines of credit and business and consumer loans. The bank provides treasury and merchant card services. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. In addition, Ameris Bank offers Internet and telephone banking solutions. The bank is a part of Ameris Bancorp, which is a publicly traded company.