Founded in 1937, First Financial Bank is a state-chartered institution that serves families and businesses in Alabama. The community bank provides a range of lending and depository products. It offers checking, money market, individual retirement and savings accounts, as well as certificates of deposit. First Financial Bank also provides construction, consumer, commercial and home equity loans. The bank offers safe-deposit boxes and debit and credit cards. In addition, it provides merchant, wire transfer, and Internet and telephone banking services. First Financial Bank is a subsidiary of FirstFed Bancorp, which is a financial holding company. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.