Founded in 1907, State Bank and Trust provides personal and commercial banking services, mortgage lending, trust and investment services. It offers various products and services, such as certificates of deposit, savings accounts, check imaging, business checking, value-added checking, ATMs, individual retirement accounts, money management accounts, Internet and phone banking, lines of credit and insurance services. The bank also offers lockers, notary services, traveler s checks, wire transfers and night depository services. State Bank and Trust offers a wide variety of loans, including small loans, automobile, home, equity and personal loans. It also offers 24-hour telephone banking for its customers. It is located in Winfield, Guin and Brilliant, Ala.