Established in 1982, First State Bank is a full-service financial institution, offering a host of banking services. Based in Fort Payne, Ala., the bank offers an array of banking services, such as personal and business. Additionally, it offers loans in various sectors, including agricultural, real estate as well as mortgage, commercial and consumer. Some of the features included in commercial loans are working capital, operating lines of credit, equipment financing, commercial real estate and land development. First State Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.