In operation for more than 75 years, Pinnacle Bank is a financial institution that provides a range of lending and depository products. The community bank serves residential and business customers in central and northwestern Alabama. It offers checking, money market, individual retirement and savings accounts, as well as certificates of deposit. Pinnacle Bank also provides auto, education and home equity loans. The bank offers traveler s checks, safe-deposit boxes, and debit and credit cards. In addition, it provides notary, direct deposit, and Internet and telephone banking services. Pinnacle Bank is a wholly-owned subsidiary of Pinnacle Bancshares, which is a publicly traded holding company. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.