Tombigbee Bancshares Inc. is the holding company of Sweet Water State Bank. Sweet Water State Bank offers a wide array of financial services catering the personal and business banking needs of its clients. Established in 1913, the bank's financial products include checking and savings accounts, certificates of deposit, individual retirement accounts, account reconcilements, direct deposits, telephone and Internet banking, as well as merchant services. A member of the Federal Deposit Insurance Corporation, Sweet Water State Bank offers a wide variety of lending options, including education, personal, construction, home improvement and commercial loans. The bank is also an Equal Housing Lender.