At Stahl & Stahl Attorneys At Law PC, you will always speak directly with the attorney that will handle your specific case. You can expect nothing but the best personal service from our family owned practice. Our compassionate lawyers will make sure that you understand all aspects of your case and also what you can expect to pay in attorney's fees and court costs. We also specialize in Chapter 7 bankruptcy and family law. John has lived in Tuscaloosa for over 32 years when he came here to study at the University of Alabama in 1987. From there he graduated from their law program with his J.D. in 1991. Since then he has been practicing in Tuscaloosa and with his wife, Cheryl, since 1993. Cheryl grew up in Tuscaloosa and has spent her entire life here. She graduated from the University of Alabama in 1988 and then again in 1991 from their law program with her J.D. Cheryl has been practicing law with her husband, John, since 1993. Are you struggling to pay your bills or swimming in a sea of debt? The lawyers at Stahl & Stahl Attorneys At Law PC are experienced in the realm of Chapter 13 bankruptcy. Our knowledgeable attorneys will be able to explain what Chapter 13 means and give you a good overview of what you can expect with filing a Chapter 13 bankruptcy and how the process will go once you do file. You should be informed about what comes with filing a Chapter 13 bankruptcy as well as your obligations once your Chapter 13 is accepted by the courts. We will also discuss what you can reasonably expect to pay in attorney's fees and court costs during the course of your filing. Also known as a reorganization bankruptcy, a Chapter 13 allows you to pay back your debts over time in order to keep your property and prevents such things as foreclosure and repossession. The most important part of a Chapter 13 bankruptcy is the repayment plan which will describe in detail how much you will pay on each of your debts and also how you will pay them.