Black, Gould & Associates has operated in Arizona since 1980. The firm specializes in providing consultation and assistance on a wide variety of employee benefit programs as well as individual health insurance products. BGA serves more than 2,500 agents and agencies. BGA brokers represent more than 6,300 group insurance clients and 19,000 individual policyholders. The company offers individual services including Web-based quoting system, underwriting assistance and application status updates, ongoing customer service, health, dental, vision, short-term medical and Medicare products. Its group services include sales and consulting expertise, sale and service, quoting and expediting groups through underwriting, group medical, dental, vision, life, short-term disability and long-term disability. It also makes available human resource Web sites and comprehensive benefit statements. Black, Gould & Associates is located in Phoenix, Ariz.