Desert Sun Mortgage is a family-owned and operated mortgage banker located in the heart of Old Town Scottsdale, Ariz. The company has operated since 1994 and features a diversity of programs that include conventional, FHA, VA, rural housing, 203k rehab loans, equity lines and reverse mortgages. It has expertise in fixed- and adjustable-rate mortgages, as well as balloon, first-time buyer and stated income programs. Desert Sun Mortgage assists clients with refinancing. The company organizes documents, qualifies potential homeowners, shops loan programs and rates, handles applications, approves borrowers and takes part in closing activities. It also provides online tools, including mortgage calculators.