Pan American Underwriters Insurance is a subsidiary of Paula Financial. Established in 1946, Paula Financial has specialized in the underwriting and distribution of insurance products tailored to meet the needs of agribusiness employers. The company offers its customers a range of casualty and employee benefit insurance products through its subsidiary, Pan American Underwriters. Its wholesale insurance division operates under the name Paula Trading Company and aggregates premium flow from a multitude of independent agencies to meet the predefined criteria of the commercial insurance underwriter. The company has offices in the Californian cities of Blythe, Coachella Valley, Fallbrook, Fresno, El Centro, Newport Beach, Pasadena, Woodland, Salinas, Santa Maria, Stockton and Ventura. It also has an office in Yuma, Ariz. Pan American Underwriters Insurance maintains a location in Phoenix.