Operational for more than 100 years, Bank of the Ozarks is a financial institution. As a publicly traded bank, provides several checking, savings and money market accounts. The bank provides overdraft protection and online banking services. Bank of the Ozarks offers merchant processing, financial planning, and portfolio and treasury management solutions. The bank provides agricultural, equipment, automobile, recreational vehicle and home equity loans. Chartered in 1903, it has more than 70 offices throughout Arkansas and Texas. Bank of the Ozarks provides online calculators to help clients evaluate monthly loan and interest payments. The bank also offers concierge and check writing services.