Sierra Vista Bank, formerly known as Commerce Bank of Folsom, is a community financial institution that offers a range of personal and commercial banking services. It offers certificates of deposit and savings, checking and individual retirement accounts. Additionally, the bank provides debit and credit cards, ATMs, safe-deposit boxes and saving bonds, as well as wire transfer and cash management services. Its online services include personal e-mail accounts, account statements, and bill payments and transfers. The bank offers payroll, overdraft protection, direct deposit, night depository and notary services. Established in 2007, Sierra Vista Bank offers auto, personal, home equity, construction and real estate loans. Its customers include Rancho Murieta Country Club, Ettore s and Placer Fire Equipment. The bank sponsors and participates in various community and athletic activities organized by the Rotary Club of Historic Folsom, Vista del Lago High School, Developmental Disabilities Service Organization, and Folsom High School.