Established in 2001, Uniti Bank offers a range of financial products and services. It provides a variety of checking, savings and money market accounts, as well as certificates of deposit. The bank offers home equity, business term, small business administration, real estate and construction loans. Uniti Bank provides wire transfer, overdraft protection and merchant solutions. The bank also offers letters of credit. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. Uniti Bank provides online loan application forms. In addition, it offers online and telephone banking services. The bank is a subsidiary of Uniti Financial Corporation.