About Innovative Settlements Innovative Settlements is the one of the Nation's very first companies formed to specialize in life insurance, then only viatical, settlements. Since 1994, the company (originally known as Fiedler Financial, a viatical settlement consultant & brokerage firm) has been devoted to representing consumers and obtaining the highest cash settlements for them in a completely honest, ethical and legal manner. We have also been very active in educating and consumers and their advisors about the options available to them with regard to liquidating a life insurance policy. Innovative Settlements has no ties to any funding or purchasing company. This ensures that we shop around for the best possible settlement for all policy holders that we represent. Innovative Settlements is licensed, registered and/or approved to do business as a Viatical &/or Life Settlement Broker in numerous states including: Arkansas, California, Connecticut, Florida, New Jersey, New York, North Carolina, Ohio, Oregon, Tennessee, Texas, Virginia, Washington and Wisconsin. Our services are available in most States. Please be aware that regulations are changing rapidly at this time (July 2009) so it's always best to call us directly to confirm. If we are not able to represent you we will happily refer you to a ethical & legitimate company who will! The mission of Innovative Settlements is to provide easy to understand, straight-forward and accurate information about selling life insurance policies on the rapidly growing and very complex the secondary market.