Brown & Brown and its subsidiaries offer a variety of insurance and reinsurance products and services. The company provides risk management, third-party administration and managed health care programs to businesses, public entities, individuals, and trade and professional association clients nationwide. Its general insurance products include property and casualty insurance, risk management, homeowners insurance, personal auto insurance and medical programs. Brown & Brown also offers specialized niche programs for industries and professional groups, including manufacturers, railroad contractors, lawyers and optometrists. Brown & Brown has been ranked by Business Insurance magazine as the United States' seventh-largest independent insurance intermediaries. In addition to corporate offices in Daytona Beach and Tampa, Fla., Brown & Brown s divisions maintain offices throughout the United States, with a Brown & Brown of Northern California office in Novato, Calif.