Ott Fred M

Aladino Financial Services, Inc. is a financial services company located in El Dorado Hills, California, dedicated to providing comprehensive financial solutions. Their focus is on delivering personalized services tailored to meet the unique needs of each client. Committed to maintaining the highest standards of professionalism, Aladino Financial Services ensures that every client receives competent and timely guidance. With a reputation built on integrity, they strive to foster long-term relationships based on trust and aligned financial goals. Generated from the website

Sierra Business Insurance, based in El Dorado Hills, CA, provides comprehensive insurance solutions for businesses of all sizes. Specializing in risk management and coverage customization, Sierra Business Insurance offers tailored policies to protect clients from various liabilities and unforeseen events. Generated from their business information

Spencer Financial Insurance Services, located in Folsom, CA, is led by Bruce Spencer, a highly experienced financial advisor with over 40 years of industry knowledge. With a background in finance and accounting, Bruce has worked for major banks and trust companies, gaining expertise in employee benefits record keeping and financial planning. His personal journey as a caregiver to his wife, who suffered a major stroke, has shaped his approach to delivering services to his clients, making him a specialist who offers knowledge, integrity, and genuine concern. As a Bank On Yourself Professional, Bruce teaches individuals, families, and businesses how to "Bank on Themselves," enabling them to take control of their finances and make profits that were previously going to banks and other financial institutions. With a focus on the concept of the velocity of money, Spencer Financial Insurance Services helps clients eliminate interest and finance charges by creating personalized plans. By following these plans, clients can make the profits that banks, credit card companies, and mortgage lenders have been making off of them. Bruce's reputation as a knowledgeable and trustworthy advisor, combined with his ability to think outside the box, has earned him the trust and friendship of his clients. Whether working with clients in his home office or virtually, Bruce's dedication to providing objective and appropriate investment advice sets him apart in the financial services industry.Generated from the website