United Security Bancshares is the holding company of United Security Bank. The bank offers checking and savings accounts, certificates of deposit, overdraft protection and debit cards. Its lending capabilities include automotive, real estate, commercial, personal and professional loans, as well as equipment financing and letters of credit. United Security assists businesses with wire transfers, tax services, check imaging and cash management. The bank s online module enables customers to access accounts, pay bills and customize financial activities. It is a member of the Federal Deposit Insurance Corporation. United Security Banchares operates through branches in the California counties of Fresno, Madera and Kern. The company was established in 1987 and is headquartered in Fresno, Calif.