What started as a small insurance company in 1977, has today shaped into a global enterprise with more than 6 million clients in various countries. Primerica Financial Services is a financial services marketing organization in North America with over 100,000 licensed independent representatives. The company provides term life insurance, mutual funds, variable annuities and loans, as well as long-term care insurance and prepaid legal services. With a staff of more than 2,000 employees, Primerica conducts business principally in the United States and Canada. Primerica and its affiliate companies are subsidiaries of Citigroup, which is one of the leading global financial service companies with more than 200 million customer accounts in over 100 countries. In addition to Primerica Financial Services, Citigroup operates Citibank, CitiFinancial, Smith Barney and Banamex. The company also operates in Spain as CitiSoluciones. Primerica is headquartered in Duluth, Ga., and maintains a presence in Newark, Del.