About ICBA The Independent Community Bankers of America, the nation's voice for community banks, represents nearly 5, 000 community banks of all sizes and charter types throughout the United States and is dedicated exclusively to representing the interests of the community banking industry and the communities and customers we serve. With nearly 5, 000 members, representing more than 20, 000 locations nationwide and employing nearly 300, 000 Americans, ICBA members hold $1 trillion in assets, $800 billion in deposits, and $700 billion in loans to consumers, small businesses and the agricultural community. Whether located in small towns, suburbia or big city neighborhoods, community banks grow our towns and cities by funding small business and using local dollars to help families purchase a home, finance college and build financial security. ICBA supports fair competition for financial institutions, maintaining the separation of banking and commerce, and a balanced financial system to prevent the concentration of economic and financial-services resources. ICBA member community banks create symbiotic relationships with the communities they serve, favor local decision-making while adhering to the highest business practices and ethical standards, and support a democratically governed association where each member bank has a voice and a vote. ICBA is committed to providing the highest professional standards in community banking and tailors its programs specifically for community bankers. Through ICBA educational courses, certification options and continuing education programs, community bankers are better able to serve their customers and stay profitable.