Beach Community Mortgage is a locally owned company that offers financing and refinancing services for real estates. It provides conventional, permanent and rural housing loans. The company offers monthly payment and interest savings calculators. Beach Community Mortgage also provides reverse mortgages for senior citizens up to the age of 62. Its veterans administration program offers loans to military veterans. The company additionally provides down payment assistance services for low- and moderate-income families. Beach Community Mortgage also offers fixed- and adjustable-rate mortgages for investment properties. It is a subsidiary of Beach Community Bank, which provides personal and business banking services. The bank is a member of the Federal Deposit Insurance Corporation.