Welcome to Property Loss Consultants After nine years working and handling various claims throughout the country with the insurance companies, Rob saw the need for representation of the insuring public, founding Property Loss Consultants, Inc. In 2001 Through the state of Florida and his home state of New Hampshire, Rob acquired licenses and credits to professionally represent policyholders of homes, condominiums, businesses, boats and airplanes, in a way that levels the playing field with the carriers, ensuring that his clients are relieved from the burden and paid fairly for all the coverages their policy affords. No claim is complete until his clients are completely satisfied with the outcome. Private and Public Adjusters Serving Broward County, FL What is a Public Adjuster? Florida Public Adjusters are typically former claims adjusters that have worked as an adjuster for one of the major insurance companies and has now decided to serve the public with their skills. Florida Public Adjusters can either work for a Public Adjusting Firm or freelance.. The services that Florida Public Adjusters perform can vary slightly from other states, although, Public Adjusters by and large do the same thing; they help the public settle their property damage claims for a fair amount. One mistake a consumer often makes is confusing the term Public Adjuster with that of a Private Adjuster. Although it is a slight misnomer, a Private Insurance Adjuster actually works as an agent of an insurance company. Public Adjusters represent only the policyholder and have no affiliation with any insurance companies. Public Adjusters are experts on property loss estimating and are very familiar with the local building codes. One major problem we have following a catastrophe is when out of state catastrophe claims adjusters with potentially little or no construction training at all, descend on Florida to write estimates where building codes are constantly changing and building design may be very different than how buildings are designed in the claim adjusters city of origin.