Mortgage Office Of America, also known as MOA, specializes in financing new home loans. The company assists with the refinancing of existing homes for cash-out and debt consolidation purposes. It works in partnerships with several banks and other financial institutions. Mortgage Office Of America assists with commercial and residential financing needs. The company offers foreign national, second home and investment loans. It provides special insurance programs for public servants, teachers and nurses. In addition, Mortgage Office Of America offers stated income loans for self-employed individuals. The company is owned and operated by Insurance Office of America, which is a privately held, full-service insurance agency.