Phoenix American is one of the most successful independent service contract and mechanical breakdown insurance administrators in the United States. Established in 1985, the company provides products and services to individual consumers, car dealers, credit unions, and lending institutions in terms of comprehensive coverage of automobiles, motorcycles, recreational vehicles, travel trailers and marine craft. It has built its business in partnership with member companies of Nationwide Insurance, one of the largest and strongest insurance service companies in the United States. Phoenix s management staff has over 100 years of combined experience in underwriting, pricing, claims handling, program innovation and customer service. This wealth of knowledge allows Phoenix American to provide contract and mechanical breakdown insurance products and services with which to meet its customers' long-term needs. Phoenix American Warranty Company is headquartered in Miami.