Southern Commerce is a financial institution that offers a range of personal and commercial banking solutions. It provides checking, savings and money market accounts, as well as certificates of deposit. The bank also offers treasury, cash management and commercial lending services. It provides various lines of credit and real estate, home equity term and mortgage loans. Southern Commerce offers traveler s checks, Transaction statements, and credit, debit and ATM cards. It also provides direct deposit, overdraft protection, and online and telephone banking services. The bank additionally offers deposit and transaction authorization and card processing services for commercial clients. It is member of the Federal Deposit Insurance Corporation.