The First State Bank of the Florida Keys is a full-service financial institution that offers a range of depository and lending products. The bank provides a variety personal savings, checking and individual retirement accounts. Operational since 1955, it also offers home improvement and equity, vehicle and real estate loans. The First State Bank of the Florida Keys issues deposit certificates. The bank offers debit and ATM cards, as well as merchant services. It additionally provides Internet and telephone banking and services. The bank s staff includes tellers, merchant services representatives, bookkeeping specialists and item processors. The First State Bank of the Florida Keys maintains a location in Key Largo, Fla.