Universal Property and Casualty Insurance Company is a wholly owned subsidiary of Universal Insurance Holdings. It offers a wide range of insurance coverage for personal property, dwelling and personal liability. The firm also provides various services related to homeowner s, renters, condominiums and dwelling fire policies. The company has a reinsurance plan for victims of various natural disasters, such as hurricanes, floods and earthquakes. Its claims department provides information about application procedure, forms and regulations. Its Web site provides information on insurance plans and resources on insurance regulations and policies. Universal Property and Casualty Insurance is located in Fort Lauderdale, Fla., and offers services throughout United States.