Toccoa is a city in Stephens County, Georgia, United States located approximately 50 miles (80 km) from Athens and approximately 90 miles (140 km) northeast of Atlanta. The population was 9,323 at the 2000 census. The city is the county seat of Stephens County.
In the area that is now Toccoa and the surrounding area, Mississippian Indians (Mound Builders) and then Cherokee Indians were the original inhabitants. The first residents of European descent were American Revolutionary War veterans who settled the area when the war ended. The Georgia General Assembly created Stephens County in 1905, and Toccoa was established as the county seat.
The name "Toccoa" is derived from the Cherokee word for "beautiful" or "where the Catawbas lived." The city was established in 1873 around an area formerly called Dry Pond, for a pond that was waterless most of the time.