Bank of Ellijay serves the financial needs of clients in northern Georgia. The bank offers checking, savings, individual retirement and money market accounts, as well as certificates of deposit, safe-deposit boxes and check cards. It provides a variety of personal and business products and services. Bank of Ellijay also offers personal, commercial, and home equity and construction loans. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. In addition, it provides direct deposit, night depository, and online and 24-hour telephone banking services. The bank offers online mortgage, amortization and future value calculators. Bank of Ellijay manages a division, Bank of Canton.