United Community Banks is one of the largest, publicly traded bank holding companies in Georgia. It operates more than 105 banking offices throughout northern Georgia, western North Carolina and eastern Tennessee. The company provides community banking services to individuals and small-scale and midsize businesses. United Community Banks also offers 24-hour access through a network of ATMs. It offers Internet and telephone banking services. The company operates Union County Bank, which provides a range of financial products. Union County Bank offers several personal and business savings and checking accounts. The bank provides personal and commercial loans, as well as several mortgage options.