Chartered in 1874, First Choice Community Bank offers a variety of lending and depository products. It provides a range of personal and business savings and checking accounts. The bank is a member of the Federal Deposit Insurance Corporation. First Choice Community Bank offers construction, automobile and personal loans, as well as several mortgage options. The bank provides safe-deposit boxes and credit and debit cards. It offers night depository and online and telephone banking solutions. The bank also provides individual retirement accounts and certificates of deposit. First Choice Community Bank offers online bill payment services. In addition, the bank provides cash management solutions.