Established over 40 years ago, Ameris Bank specializes in personal banking. Located in Vidalia, Ga., the financial institution offers a plethora of services, such as mortgage, refinancing solutions, treasury services and investment options. Its personal banking products include checking accounts, savings accounts, credit cards, investment solutions and consumer loans. The business banking services of the firm include credit cards, certificates of deposit, treasury services, merchant-card services and at-work banking. The bank also offers first-time homebuyer loans, lot loans, fixed-rate mortgages, interest-only loans, home equity lines of credit, renovation loans and refinancing.