Established in 1876 and headquartered in Van Wert, Ohio, Central Mutual Insurance Company provides insurance for homes and businesses to more than 320,000 policyholders in over 15 states. The company operates through the independent agency system, and its agents review customers insurance needs, and recommend the best coverage, price and service, based on those needs. Central Mutual Insurance Company works with the Guardian Glass Network and Safelite Glass Network to provide glass replacement services. The company offers various special programs for light industry, wholesalers, contractors, retailers, offices, service businesses, automobile service and repair shops, restaurants, and building owners. It also offers personal insurance lines, including automobile, home, boat and inland marine insurance. Central Mutual Insurance Company is licensed to do business, and has agency representation in various states, including Arizona, Colorado, Connecticut, Georgia, Illinois, Indiana, Massachusetts, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia.