At Theodore N. Stapleton, P.C., we have been helping businesses and individuals undergoing financial hardships since 1983. The Bankruptcy Code offers relief under Chapters 11,7 and 13 for those businesses and individuals who qualify. Financial insolvency can cause a great deal of uncertainty, in some cases making credit harder to obtain. In many cases, filing for debt restructuring or liquidation can actually be a positive financial move. Call today to schedule a free consultation with Mr. Stapleton and get educated on the alternatives to bankruptcy, including non-judicial workout and repayment plans; and the requirements, process and ramifications of filing a Chapter 11 debt reorganization, a Chapter 7 debt liquidation or a Chapter 13 individual debt restructuring case.