United Community Banks was founded as Union County Bank in 1950. It is one of the largest bank holding companies in Georgia. The company specializes in providing personalized community banking services to individuals and small to mid-size businesses. It offers checking, savings and money market accounts, certificates of deposit, mortgages, auto loans, business accounts, corporate loans, merchant services, payroll services and Small Business Administration loans. The company has headquarters in Blairsville, Ga., and operates more than 20 community banks with nearly 100 banking offices throughout Atlanta, Georgia, western North Carolina and eastern Tennessee. United Community Banks also offers 24-hour access to its services through a network of ATMs, telephone and on-line banking.