WCG Bancshares is a bank holding company. It operates West Central Georgia Bank, which is a locally owned financial institution that offers a range of financial products and services to individuals and businesses. The bank provides a variety of checking and savings accounts, as well as certificates of deposit. West Central Georgia Bank also offers individual retirement accounts and credit cards. It provides home equity and improvement, construction, automobile and boat loans. Additionally, the bank offers a variety of business, commercial and student loans. West Central Georgia Bank provides Internet and telephone banking solutions. It maintains a network of various branches and ATMs. The bank is a member of the Federal Deposit Insurance Corporation.