Commerce Bank is a Missouri-based bank that has been operational since 1865. It provides a range of financial services, including business and personal banking, wealth management and estate planning. The bank has more than 350 locations throughout Missouri, Kansas, Illinois, Oklahoma and Colorado. It offers personal and commercial checking and savings accounts. Commerce Bank provides various types of lending solutions, such as home equity, personal, education, automobile, recreational vehicle and small business loans. The bank also offers loans for the construction, acquisition and refinance of commercial property for use in manufacturing, wholesaling, retailing and service operations. Its international banking services include international check processing, foreign exchange conversion and wire transfers. The bank is a subsidiary of Commerce Bancshares, a regional bank holding company. Commerce Bank maintains a presence in Bloomington, Ill.