A division of Brown County State Bank, Golden State Bank provides a wide range of financial products and services, including credit cards, loans, saving accounts, business services, personal finance, commercial banking and investment services. Its business services include business accounts and cash management, commercial and real estate loans, express lending, lines of credit and certificates of deposit. Golden State Bank s personal services and products include personal checking and savings accounts, Internet and telephone banking, safe deposit boxes, debit and check cards, personal loans and retirement accounts. It provides a wide range of loan options to meet individual requirements, such as commercial real estate, construction, industrial and development loans. Golden State Bank is located in Golden, Ill.