First Mid-Illinois Bancshares operates as the holding company for First Mid-Illinois Bank & Trust. The company offers community banking and wealth management services throughout Illinois. The bank s deposit products include demand, savings, money market and time deposits. It provides commercial, industrial, agricultural, consumer, installment and real estate loans. The company also provides lines of credit and letters of credit. It offers wealth management services, including estate planning, investment and farm management services for individuals and employee benefit services for business enterprises. The company, through its other subsidiary, Checkley Agency, provides various commercial lines insurance to businesses and homeowners and personal lines insurance to individuals. First Mid-Illinois Bank & Trust has more than 20 branch offices serving over 15 communities located in several cities, including Arcola, Champaign, Charleston, Decatur, Highland, Maryville, Pocahontas, Sullivan, Tuscola and Urbana, Ill. First Mid-Illinois Bancshares maintains a location in Mattoon, Ill.