FREESTAR Bank serves Livingston, McLean and Ford counties in Illinois. Aside from the traditional banking services it provides, it is also a leader in agricultural lending and farm management services. Farm management includes grain marketing, soil testing, record keeping and field planning. The financial institution offers mortgage, business and personal loans, as well as deposit services at its seven locations in Pontiac, Bloomington, Gridley and Downs, Ill. It also features Internet banking and bill payment services offered through its Web site, as well as 24-hour telephone banking and MasterMoney debit cards.