Illini State Bank is locally owned and managed bank that provides primary financial services to customers, community and stockholders. It offers a wide range of loans for consumers, real estate, commercial operations and agricultural operations. The bank has a variety of deposit products, such personal checking, money market, statement savings, Christmas club and individual retirement accounts, certificates of deposit and direct deposits. The bank s commercial services include cash management, ATMs, debit cards, bills payment, telephone banking, money orders, wire transfers and notary services. In addition, the bank s has a Web site that offers complete information about its services and products. Illini State Bank is located in Tonica, Ill.