For more than 85 years, Combined Insurance Company of America has been providing insurance products that have helped millions of policyholders to plan and protect their futures and the futures of their families. The company specializes in providing its customers with the right protection customized to their needs. Combined Insurance Company of America s products have been benefiting its policyholders through a comprehensive range of affordable supplemental insurance coverage, including accident, health, life, disability, cancer, Medicare supplement, long-term care and critical illness insurance. Combined and its subsidiaries operate in the following countries and territories: Australia, Canada, Germany, New Zealand, Puerto Rico, Portugal, Republic of Ireland, Thailand, the United Kingdom, the United States and the U.S. Virgin Islands. Worksite Solutions, a unit of Combined Insurance Company, focuses exclusively on providing voluntary benefits to businesses and organizations.