Becker Schroader & Chapman PC
3673 State Route 111
Granite City IL 62040
Granite City IL 62040
Opening HoursMon - Fri 9:00 am - 5:00 pm, Sat - Sun Closed
Our practice areas include:
â€¢ Personal Injury
â€¢ Auto accidents
â€¢ Tractor trailer accidents
â€¢ Construction and industrial accidents
â€¢ Wrongful death
â€¢ Defective products
â€¢ Injury from defective machinery or power tools
â€¢ Nursing home negligence and medical malpractice
â€¢ Railroad and maritime injuries
â€¢ Toxic exposure cases
â€¢ Neck, back & spine injuries
â€¢ Workers' compensation
â€¢ Work comp for corrections officers
â€¢ AFL CIO / UPLS designated counsel
Below are some answers to frequently asked questions about workers' compensation. For more information about workers' compensation and how our firm can help you obtain benefits, contact us for a free initial consultation.
What is workers' compensation?
Workers' compensation is a no-fault insurance program paid by employers that provides compensation to workers who are injured on the job or who are experiencing job-related illnesses.
Am I covered?
In Illinois, the state requires employers to provide workers' compensation insurance for their employees. Sole proprietors, business partners, corporate officers, and members of limited liability companies may be exempt. Under Section 1(b)2 of the Illinois' Workers Compensation Act, most people who work in Illinois are covered by Illinois law. The Illinois Workers' Compensation Commission estimates that 91 percent of employees in Illinois are covered under the Act.
For other states, our knowledgeable workers' compensation lawyers can help advise you of your rights.
Who operates Illinois' workers compensation system?
The Illinois Workers' Compensation Commission operates the state court system for workers' compensation cases.
Are all work related injuries covered by workers' compensation?
If you were drunk or using illegal drugs at work or your injuries are self-inflicted, you might not be covered by workers' compensation. Coverage also may be denied in cases where an employee initiated a fight, committed a crime, or violated company policy.
Does workers' compensation apply to long term health problems and illnesses?
Yes. Workers' compensation can cover repetitive stress injuries such as carpal tunnel syndrome, back injuries such as a herniated disc, and other injuries tied to overuse. You may also be entitled to compensation for illnesses and diseases that are the result of work conditions over time, including exposure to asbestos and other toxic substances.
Does it matter who caused my injury or illness?
Generally, a person with a work related illness or injury can get workers' compensation benefits whether he/she, the employer, a co-worker, a customer, a product manufacturer, or some other third party is at fault.
Do I have to be injured in my office, factory, or on my job site to be covered by workers' compensation?
No. As long as your injury is work related, it will be covered. If you are hurt during a business trip or in an auto accident while performing a work related errand, you may be entitled to receive benefits.
Call us today for a free initial consultation!