The Farmers State Bank and Trust Company is a financial institution that offers a range of banking services. Established in 1910, the bank provides a variety of Internet and phone banking services. It offers ATM, debit and credit cards. The bank offers personal, farm and home loans. It also provides business and agricultural loans. The bank offers checking and savings accounts. It provides certificates of deposit and business money market accounts. The bank deals in fixed- and adjustable-rate mortgages. It offers brokerage, asset management and rental collection services. The bank additionally publishes a newsletter. The Farmers State Bank and Trust Company manages a staff of cashiers, accountants and support personnel.