Established in 1969, First National Bank of McHenry offers a range of financial services. It provides various personal, investment, student and business banking products and services. The company offers electronic and online banking services, as well as operates a network of ATMs. It also provides safe-deposit boxes, money orders, bonds, and credit and debit cards. The company offers night depository, cash management and wire transfer services. It provides checking, savings and individual retirement accounts. In addition, First National Bank of McHenry offers a variety of home equity loans and mortgage products, including fixed-rate and balloon. The bank operates a customer information center.